Insurance Exchange

Building a Competitive Insurance Marketplace in PA

A blog post from Christopher Lilienthal, originally published on Third and State.

So have you ever used Travelocity to book a flight? Or the Consumer Reports web site to research a new car?

Then you probably know the value of comparative shopping. I, for one, never book a flight before comparing just about every option and airline. What is the cheapest day of the week to fly, which airline offers nonstop flights, how long will I be in the air?

As Antoinette Kraus of the Pennsylvania Health Access Network (PHAN) wrote in an op-ed last week:

Sites like Travelocity have made air travel, car rentals and hotel bookings more convenient, competitive and affordable.

The same can't be said for health insurance, but that's about to change. The federal Affordable Care Act calls for the creation of competitive health-insurance marketplaces by 2014 to provide individuals and small businesses with a place to buy high-quality, affordable health coverage.

Pennsylvania's Insurance Commissioner is holding hearings this month to gather public input on what the state's new health insurance marketplace should look like. Hearings were held outside Pittsburgh and Philadelphia earlier this month, with the third and final hearing happening today near Harrisburg. Sharon Ward of the Pennsylvania Budget and Policy Center will be one of the testifiers at that hearing.

Third and State This Week: Insurance Exchanges, Marcellus Drilling Impact Fee and Unemployment Benefits

This week, we blogged about a state legislative hearing on structuring insurance exchanges, 11 things to hate about the state Senate drilling impact fee bill, the fine print on a compromise reached to continue federal extended unemployment benefits to 45,000 Pennsylvanians, and more.

IN CASE YOU MISSED IT

Pennsylvania Lawmakers Get a Lesson on Massachusetts' Health Insurance Exchange

A blog post from Emma Lowenberg, originally published on Third and State.

Members of the Pennsylvania House Insurance Committee heard from a national expert today on Massachusetts’ experience structuring a health insurance exchange.

States have until 2014 to create state-based health insurance exchanges that meet the criteria set forth in the Affordable Care Act. If they do not create a satisfactory exchange by then, the federal government will establish one for them.

While emphasizing that there is no “one size fits all” approach for states as they structure insurance exchanges, Dr. Jon Kingsdale said Pennsylvania can learn a thing or two from the Massachusetts experience.

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